Proudly Serving the Military for Over 45 Years!

Apply for a Military Loan Now

Omni Military Loans Blog:

How To Save Money On Groceries

By - Posted on April 17, 2013

Visiting  the supermarket regularly is important for military families. Although you can get the nutrition you need from an MRE, there's nothing like a good home-cooked meal. However, even though you might have access to the commissary, this excursion can still be costly. Luckily, there are ways to reduce the pressure this expense adds to your budget by taking advantage of some useful tips.

Know what you need
During a regular trip to the grocery store, you may walk in and start buying everything on impulse. This happens when you don't have a specific plan of action. However, if you write down the specific items you need – and stick to it – the process can be a lot cheaper.
Prior to a deployment, you probably follow a check-list to ensure you bring all the necessary gear. Following this same approach will make your next trip to the store a success.

Check the sales itemsThis is one of the most important aspects of shopping smart. If you have a list of what you need, see if there is a cheaper version of a similar item available. This can save a significant amount of money, and you will still get exactly what you need. Deals can change from week-to-week, so conducting some reconnaissance beforehand is always a good plan.

Buy in bulk
Another smart approach when trying to cut costs is to purchase items in bulk. This usually means buying a large package of non-perishable goods, such as multiple bounded rolls of toilet paper.
However, this tactic isn't only restricted to items without expiration dates. In addition, you can purchase large packages of meat and poultry, split them up into smaller containers and freeze them for a later date.

Make a budget
Budgeting your money is also a good way to keep costs down. This can work for your next shopping excursion, as well as your general bank account. At the super market, set a strict spending ceiling, and do not exceed it.

Purchase store brand items
Another good method that may ensure you have the proper room in your budget for groceries is to purchase generic items instead of brand name choices. These items tend to offer the same quality at a fraction of the price.

If you are trying to find ways to make your budget work, but end up coming up a bit short, looking for help may be a good idea. Contact Omni Financial for more information on our financial help options. We are staffed by former military personnel and military advocates who understand your unique needs and create a financing plan that meets your circumstances.  

Posted in Financial Tips & Advice