Proudly Serving the Military for Over 65 Years!

Omni Financial Group* Online Privacy Practices

Revision and Effective Date: January 1, 2011

Your need for confidentiality and privacy is important to us. We recognize that privacy is an important element of our customers’ confidence in us, and we understand that our customers expect us to collect and retain personal information responsibly. The following online privacy practices explain how we manage this information in order to meet these goals and supplements our privacy notice entitled “WHAT DOES OMNI FINANCIAL GROUP DO WITH YOUR PERSONAL INFORMATION” (Click here to see Privacy Notice)

Information Collection and Use

You can visit our Web Sites** without sharing personally identifiable information. “Personally identifiable information or personal information” refers to any information that identifies or can be used to contact or locate you such as name, mailing address, phone number, email address, social security number, or account number.

We currently do not collect any personally identifying information about you on our Web sites unless you choose to provide information to us by completing an online application or by sending us an email. We may, however, record certain non-personal statistical data about Web site visitors on an anonymous basis, such as information about the time and length of your visit, the pages you looked at, and the website you visited prior to ours. We may also retain the name of your internet service provider. This information about usage patterns helps us improve the quality and content of our website.

Use of certain features and tools on our Web sites require that you provide us with personally identifiable information. However, you always have the option not to provide personal information by choosing not to use a particular feature. For example, we will request personally identifiable information when you apply for a loan with us. This information, such as name, mailing address, email address, social security number, type of request and additional information, is collected and stored in a manner appropriate to the nature of the data and is used to fulfill your request. We may share this information with third parties for our everyday business purposes and for our marketing purposes and, in some cases, with our affiliates for their everyday business purposes and marketing purposes. For more detailed information about the types of personal information we collect and share if you should apply for and/or receive a loan with us, please see our supplemental privacy notice entitled “WHAT DOES OMNI FINANCIAL GROUP DO WITH YOUR PERSONAL INFORMATION?”.

Use of cookies

Our Web sites are currently programmed to create only “per session cookies’ in order to interact with our database. No personal identifying information is involved with these cookies. When logging out, any cookies created will automatically expire, and no permanent change or record will exist on your hard drive. A “cookie” is a small text file or text identifier placed on your computer to assist us in providing customized services. We use cookies to provide you with a convenience feature to save you time and provide a more personalized experience on our site. For example, you may log on once during a visit and will be able to access multiple servers without having to log on again and again. We also use the information for internal research on our visitor’s demographics, interests, and behavior to better understand our visitor’s preferences. You have the ability to accept or decline cookies. Some portions of our Web sites, such as the loan application process, however, require the use of cookies for proper function.

Accuracy and Your Right to Correct

Keeping your account accurate and up to date is very important. We want the information we gather and maintain to be current and complete. You can assist us by checking your account from time to time to discover obsolete or inaccurate information. If you ever find that your personal information is inaccurate or obsolete, please let us know by sending an email to the address listed below or by calling us at (931) 431-4411. We will promptly update or correct any erroneous information.

Revisions and Effective Date

This statement of our online privacy practices is effective as of the above Revisions and Effective Date. When our online privacy practices change, we will update this statement and the “Effective Date” above.

Questions

If you have any questions about our privacy notice, online privacy practices and/or security measures, please feel free to contact us at:

Omni Financial Group
PO Box 2755
Clarksville, TN 37042-2755
(931) 431-4411
Email: privacy@omnimilitaryloans.com

Complaints and Inquiries Notice to Texas Consumers Only

Omni Financial of Texas is licensed and examined under the laws of the State of Texas and by state law and is subject to regulatory oversight by the Office of Consumer Credit Commissioner. Any consumer wishing to file a complaint against Omni Financial of Texas should contact the Office of Consumer Credit Commissioner through one of the means indicated below: In Person or U.S. Mail: 2601 North Lamar Boulevard, Austin, Texas 78705-4207. Telephone No.: (800) 538-1579. Fax No.: (512) 936-7610. E-mail: consumer.complaints@occc.state.tx.us. Website: www.occc.state.tx.us.

* Omni Financial Group includes the following loan companies:

Omni Financial of California, Inc.
Omni Financial of Colorado, Inc.
Omni Financial of Georgia, Inc.
Omni Financial of Louisiana, Inc.
Omni Financial of Nevada, Inc.
Omni Financial of North Carolina, Inc.
Omni Financial of Tennessee, Inc.
Omni Financial of Texas, Inc.
Omni Financial of Virginia, Inc.
Omni Financial of Washington, Inc.

** Our Web sites include www.omnimilitaryloans.com, www.militarylending.com and www.armyloancompanies.com