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THE (ALMOST) STAR MILITARY LENDER
Rated Star by Those Who Serve. Real Stories. Real Service Members.
Built for soldiers, delivering mission-ready low rates, fast approvals, and perks designed specifically for Army personnel. Backed by bank-level security you can trust, it’s financing that stands up to the same standards you do.
Your service protects our nation. Our service protects your finances.No predatory practices, no hidden fees — just honest lending for the Army strong.
WE ARE YOU
Founded by veterans, led by veterans. Proudly serving the military community for 50+ years as a top military employer.
“After a career in the Army’s Airborne Infantry, Special Operations, and medical field, I found Omni. Working as the branch manager in Junction City, Kansas has been a wonderful experience because we really do live by strict ethical standards that guide our business practices and protect those who protect us. I love that I’m able to continue to help Soldiers even in retirement.”
– CPT Drew Caldwell, USA, MS, Ret.
LOCATE YOUR NEAREST OMNI BRANCH
2850 Main St suite g, San Diego, CA 92113
131 W Little Creek Rd, Norfolk, VA 23505
12638 Jefferson Ave unit 24, Newport News, VA 23603
1416 NW Sheridan Rd, Lawton, OK 73505
11013 Bridgeport Way SW, Lakewood, WA 98499
914A W Rancier Ave, Killeen, TX 76541
120 Grant Ave, Junction City, KS 66441
175 Freedom Way #5, Jacksonville, NC 28544
2292 Mayport Rd suite 11, Jacksonville, FL 32233
230 W General Screven Way, Hinesville, GA 31313
6256 Yadkin Rd suite 101, Fayetteville, NC 28303
3910 Dyer St suite e, El Paso, TX 79930
4393 Victory Dr suite c, Columbus, GA 31903
3731 Drennan Road, Colorado Springs, CO 80910
3095 Fort Campbell Blvd a, Clarksville, TN 37042
I’ve used Omni several times & always had a great experience. Really helped me out in a pinch. Very professional and pleasant, fast and efficient!
-Logan M.
Hit a bind in our PCS and Omni Financial was able to get us approved within a few hrs with our less than perfect credit. Very relieved and thankful for everything. Highly recommend.
-Sonia
ARMY LOANS FAQS
Who qualifies for an Army loan from Omni Financial?
Active duty Army soldiers, including those stationed OCONUS, are eligible to apply. You must be at least 18 years old, have an active military ID, and meet standard underwriting criteria. Rank and length of service may affect loan amount and terms.
Can I apply if I'm currently deployed or stationed overseas?
Yes. Omni Financial serves soldiers wherever they’re stationed. You can complete the application process online and receive funds via Omni Debit Card or Zelle — no need to be stateside.
How does the allotment or direct deposit repayment work?
Repayments can be set up through military allotment or direct deposit from your LES, making it easy to stay on track without worrying about missed payments. Our team will walk you through setup during the application process.
Will applying affect my security clearance?
Omni Financial performs a soft credit inquiry during the pre-qualification process, which does not impact your credit score. We understand the unique financial pressures soldiers face and report responsibly to credit bureaus.
What can I use my Army loan for?
Soldiers use Omni loans for a wide range of needs — PCS moving expenses, vehicle repairs, emergency travel, family expenses, or simply bridging a gap between paychecks. There are no restrictions on use, and no judgment about why you need it.