Serving the Military Since 1971

Career-Retired1 Military Loans

$500 - $10,0002

Fast Decision

Same-Day Funding 3

Excellent Service

MLA Compliant

THE (ALMOST) 5 STAR MILITARY LENDER

Rated 5 Star by Those Who Serve. Real Stories. Real Service Members.

★★★★★
★★★★★
Greg Taylor
19 hours ago
Everyone is very nice, respectful and patient
Teresa Sealy
22 hours ago
Great team !! Communication skill were phenomenal I’ve been to other Omni building but the worker in Clarksville TN out rank them all!! Ms Teairy was very understanding and patient! Would recommend this Omni team to each and every service member!!
Ashley Lynch
22 hours ago
She is excellent and very helpful!!!
Freddie Thomas
22 hours ago
Very professional and helpful!
Bossladykenny
22 hours ago
Keniesha Mckoy, Omni military Loan have been my number one loan go to since Ive been on Active duty now that am Retired am so happy I could return to Omni and they never disappoint. I want to personally give a big thanks to Miss Carri because I applied to omni when I first retired but didnt get approved and she explained and help me understand why and because of my increase in my other income she encourage me to try again and I got approved and am so greatful. She made my loan process so easy and fast and I appreciate her for that. Thank you and I will definately always recommend Omni Military Loans to all fellow service members in need of a loan.
Deadly Doze
22 hours ago
Omni Military Lending has come through many times and the people that work there are really helpful. Special thanks Jake and Gabriel for helping.
William Tant
1 day ago
Great office in and out quick took care of all the needs
Crosdel Itie
1 day ago
Great customer service i was highly welcomed
Jojo Racks
1 day ago
Omni financial is sturdy in the times of emergencies
Quick and easy loan application and approval process. Friendly service too, Tai was very helpful with everything I needed.
IAMZEE TV
1 day ago
Teairy is the best ! She’s so kind and helpful!
Gregory King
1 day ago
Your Representative did a Outstanding Job, Very Patient with me because I really don't know how to work my phone when it came to getting the paperwork required, She help me alone the way and made the entire process easier. Thank you so much.
dlharp321 !
1 day ago
Easy to apply, friendly staff, good rates, no penalty for early pay back.
Judy is nice and amazing knows every step like the back of her hand
Loved it! Ask for Ty when you get there, you won’t be disappointed fr.
Jaden Florence
4 days ago
Helped me with a smooth process , best customer service i’ve ever had !! Shoutout to Kiah
Darius Monteria
4 days ago
This place is amazing as always been coming here for years and they always help me get things done quick and easy.
Shomari Ling
4 days ago
Great business helpful quick very friendly I love it here
Darren was really helpful and responsive. He got me my loan quickly with no difficulties. He was willing to work with my schedule and assist me the best that he could.
Vera provided phenomenal customer service! I highly recommend coming to this location if you’re looking for exceptional service!
T R i P
4 days ago
Very fast and very nice people.
Netaya Shields
4 days ago
Everyone was very nice and helpful!
Pedro Albert
5 days ago
Great service took their time to let me know what was being done and charges, which weren’t as bad as I think they were gonna be actually not bad at all would definitely recommend
RCBLAZING
5 days ago
Very professional and they go out their way to help you and to make you feel at home.
Keathun Taylor
5 days ago
It was a quick and smooth process. Judith helped me every step of the way, she was very informative and very polite.

We offer honorably earned low rates, swift approvals, exclusive perks for retired service members, and security you can trust beyond what standard lenders provide.

Your service built this nation. Our service continues to honor it. No predatory practices, no hidden fees — just honest lending for those who gave their years so others could live free.

WE ARE YOU

Proudly serving the military community — active duty, career-retired1, and DOD — for 50+ years.

“I have been a General Manager with Omni Financial for over 9 years now and one of the things I enjoy the most about my job is the connection I get to continue with our service members. As a 25-year army retiree I dedicated my life servicing and supporting members of the greatest fighting force in the world—’This We’ll Defend.”

 – SFC (Ret) Chris Anderson, US Army

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Apply now to see how much you can qualify for.

I’ve used Omni several times & always had a great experience. Really helped me out in a pinch. Very professional and pleasant, fast and efficient!

-Logan M.

Hit a bind in our PCS and Omni Financial was able to get us approved within a few hrs with our less than perfect credit. Very relieved and thankful for everything. Highly recommend.

-Sonia

CAREER RETIRED
MILITARY LOANS FAQS

Can I apply for a loan if I'm retired from the military?

Yes. Omni Financial proudly serves retired service members from all branches. As long as you are at least 18 years old and meet our standard underwriting criteria, you are eligible to apply. Your years of service still carry weight with us.

Absolutely. Military retirement pay is considered stable, reliable income and is factored into our underwriting process. Whether you receive retirement pay from Defense Finance and Accounting Service (DFAS) or a combination of retirement and VA benefits, we work with your full income picture.

The Military Lending Act’s full protections apply specifically to active duty service members and their dependents. However, Omni Financial is committed to fair, transparent lending for all veterans and retirees — no hidden fees, no predatory practices, period.

Yes. Retired service members can set up direct deposit repayment from their military retirement account, making it easy to manage payments without any added stress. Our team will help you establish the setup that works best for your situation.

Always. Omni Financial was founded by veterans and has been serving the military community for over 50 years. Our staff understands the culture, the sacrifices, and the financial realities of life after service. You earned the right to be treated with honesty and respect — and that doesn’t change when you hang up the uniform.