Military Financial Solutions
OMNI Deposit Account1
Bank anytime, anywhere with tools designed for military life. Clear costs, fast access to your pay, and security you can trust.
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No Monthly
Fees
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No Inactivity
Fees
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No Minimum
Balance
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No International
Transaction Fees
THE (ALMOST) STAR MILITARY LENDER
Rated Star by Those Who Serve. Real Stories. Real Service Members.
GET PAID UP TO
5 DAYS EARLY2
Stay in command of your finances with up to 5 days early pay with direct deposit of your paycheck by using your Omni account and routing numbers.
SAFE & SECURE
FDIC Insurance up to $250K 3
FREE ACCESS
40,000+ ATMs 4
Deposit
Account Services
Simple, versatile and secure payment for your purchases with tap and go technology that puts you in control.
I’ve used Omni several times & always had a great experience. Really helped me out in a pinch. Very professional and pleasant, fast and efficient!
-Logan M.
Hit a bind in our PCS and Omni Financial was able to get us approved within a few hrs with our less than perfect credit. Very relieved and thankful for everything. Highly recommend.
-Sonia
OMNI DEPOSIT ACCOUNT FAQS
How do I get paid up to 5 days early?
Set up direct deposit of your military paycheck to your Omni Debit Card account. When your employer submits payroll files early, we can make those funds available up to 2 business days in advance — with the potential to see pay up to 5 days before your official payday, depending on your payer’s timing.
How do I set up direct deposit?
After opening your account, log in to your Omni Debit Cards account and navigate to the direct deposit section. You’ll receive a routing number and account number to provide to your payroll office or DFAS. Your branch team can walk you through the process if needed.
Is my money FDIC insured?
Yes. Banking services are provided by Axiom Bank N.A., a Member FDIC institution. Your deposits are insured up to $250,000.
How many ATMs can I access for free?
Omni Debit Card gives you fee-free access to a network of 40,000+ ATMs nationwide. Note that daily ATM withdrawals are limited to $600, and teller transactions up to $10,000 per day.
How do I use my debit card for purchases?
Your Omni Mastercard Debit Card is issued by CBW Bank and works anywhere Mastercard debit cards are accepted. It supports tap-and-go contactless payments through your digital wallet. Your physical card can be used for ATM cash withdrawals once activated.
How do I get started?
Apply online at omnimilitaryloans.com or visit a branch near you. Once approved, you can begin using your account immediately via the digital wallet.