Proudly Serving the Military Since 1971
We're Here to Help You
Our dedicated team delivers personalized support—ready to guide you every step of the way.
50+
Years Serving Military
Million +
Military personnel Served Annually
4.9
4.9 Average Customer Rating
Get in Touch
Choose the way that works best for you. We’re available through multiple channels to serve you better.
Call Us:
1-800-OMNI-USA
(1-800-664-5626)
Speak directly with a loan specialist
Monday to Friday:
5AM – 9PM PT
Saturday:
5AM – 7PM PT
Email Us:
Messages are monitored during business hours, and we’ll reply promptly.
Mail payments to:
Omni Financial
P.O. Box 81844 Las Vegas, NV, 89180-1844
P.O. Box 1811
New Rochelle, NY 10802-1811
Overseas? Call Us:
Germany: 0800 YES LOAN (0800 937 5626)
Italy/Belgium: 00800 YES LOANS (00800 937 56267)
Europe: +1 702 437 6057
Japan: 012 099 8513
Korea: 003 0813 2055
send US A MESSAGE
Whether you have questions about loan options, rates, or the application process, we’re here to help. Fill out the form and our team will respond to you within 24 hours.
By submitting this form, you agree to our Privacy Policy and Terms of Service.
Our Locations
Junction City Office
- 785-762-7002
- Mon – Fri: 9 a.m. – 6 p.m. CST
- Sat: 10 a.m. – 2 p.m. CST
Killeen Office
- 254-554-2444
- Mon – Fri: 9 a.m. – 6 p.m. CST
- Sat: 10 a.m. – 2 p.m. CST
Lawton Office
- 580-357-6664
- Mon – Fri: 9 a.m. – 6 p.m. CST
- Sat: 10 a.m. – 2 p.m. CST
Norfolk Office
- 757-583-6664
- Mon – Fri: 9 a.m. – 6 p.m. EST
- Sat: 10 a.m. – 2 p.m. EST
Contact Us FAQS
How do I setup Direct Deposit?
Setting up direct deposit with Omni is simple. Once your loan is approved and funded to your Omni Debit Card, you can set up direct deposit by providing your employer or military finance office with your Omni account and routing number, found in the Omni Financial app or by calling 1-800-OMNI-USA. Early access to direct deposit funds may be available up to 2 business days in advance.
Can I apply with bad credit?
Yes — Omni Financial has been serving military members since 1971, and we understand that financial hardships can happen to anyone in uniform. We evaluate each application individually and don’t rely solely on credit score. Active-duty service members, retirees, and DOD civilians are encouraged to apply regardless of credit history.
How Quickly will I receive my funds?
Over half of approved loans are funded the same day via the Omni Debit Card or Zelle. Once approved, you can choose to receive your funds instantly to your Omni Debit Card, which can be added to your digital wallet and used right away — even before your physical card arrives.
How do I make a payment on my loan?
You can make a payment online through your account at secure.omnimilitaryloans.com, by calling 1-800-OMNI-USA during business hours, or by mailing a check or money order to our Las Vegas or New Rochelle payment addresses. Many service members also set up allotment payments directly from their military pay for convenience.
What are your customer service hours?
Our team is available Monday–Friday 5AM–9PM PT and Saturday 5AM–7PM PT by phone at 1-800-OMNI-USA (1-800-664-5626). You can also email us anytime at customersupport@yesomni.com and we’ll respond within one business day.
I'm stationed overseas — can I still reach you?
Absolutely. We support service members worldwide. You can reach us from Germany at 0800 YES LOAN, from Italy or Belgium at 00800 YES LOANS, from Japan at 012 099 8513, from Korea at 003 0813 2055, or from anywhere in Europe at +1 702 437 6057.
How do I visit a branch?
Walk-ins are welcome at all four of our branch locations near major military installations:
– Junction City, KS (near Fort Riley) – 120 Grant Ave, 785-762-7002
– Killeen, TX (near Fort Cavazos) – 914A West Rancier Ave, 254-554-2444
– Lawton, OK (near Fort Sill) – 1416 NW Sheridan Rd, 580-357-6664
– Norfolk, VA – 131 W. Little Creek Rd, 757-583-6664
Branch hours: Mon–Fri 9AM–6PM, Sat 10AM–2PM (local time). Appointments are preferred — call your local branch or 1-800-OMNI-USA to schedule.