Fast Decision
Same-Day Funding 2
Excellent Service
MLA Compliant
THE (ALMOST) STAR MILITARY LENDER
Rated Star by Those Who Serve. Real Stories. Real Service Members.
We offer sea-tested low rates, swift approvals, exclusive perks for Coast Guardsmen, and watertight security superior to generic lenders.
Your service guards our shores. Our service guards your finances.
No predatory practices, no hidden fees — just honest lending for those who answer the call.
WE ARE YOU
Founded by veterans, led by veterans. Proudly serving the military community for 50+ years as a top military employer.
“After more than 29 years of serving in the United States Military, I realized my passion has always been helping service members. That’s why I love what I do at Omni.
There’s nothing more rewarding than seeing someone get approved on such short notice with care and professionalism. At Omni, we pride ourselves on delivering world-class customer service, and that personal commitment to our members truly sets us apart.”
– David Alpiger USA (Ret), Fayetteville General Manager
LOCATE YOUR NEAREST OMNI BRANCH
2850 Main St suite g, San Diego, CA 92113
131 W Little Creek Rd, Norfolk, VA 23505
12638 Jefferson Ave unit 24, Newport News, VA 23603
1416 NW Sheridan Rd, Lawton, OK 73505
11013 Bridgeport Way SW, Lakewood, WA 98499
914A W Rancier Ave, Killeen, TX 76541
120 Grant Ave, Junction City, KS 66441
175 Freedom Way #5, Jacksonville, NC 28544
2292 Mayport Rd suite 11, Jacksonville, FL 32233
230 W General Screven Way, Hinesville, GA 31313
6256 Yadkin Rd suite 101, Fayetteville, NC 28303
3910 Dyer St suite e, El Paso, TX 79930
4393 Victory Dr suite c, Columbus, GA 31903
3731 Drennan Road, Colorado Springs, CO 80910
3095 Fort Campbell Blvd a, Clarksville, TN 37042
I’ve used Omni several times & always had a great experience. Really helped me out in a pinch. Very professional and pleasant, fast and efficient!
-Logan M.
Hit a bind in our PCS and Omni Financial was able to get us approved within a few hrs with our less than perfect credit. Very relieved and thankful for everything. Highly recommend.
-Sonia
COAST GUARD LOANS FAQS
Who is eligible for a Coast Guard loan through Omni Financial?
Active duty Coast Guardsmen and women are eligible to apply for loans from $500 to $10,000. You must be at least 18 years old, carry a valid military ID, and meet our standard underwriting requirements. Loan amounts and terms vary based on your state of residence.
Can I apply if I’m stationed at a remote sector or on a cutter at sea?
Yes. Our application is fully online and accessible from anywhere with an internet connection. Once approved, funds are delivered same-day via Omni Debit Card or Zelle — no branch visit required, no matter where your post takes you.
Is Omni Financial compliant with the Military Lending Act (MLA)?
Yes. Omni Financial is fully MLA compliant. Active duty Coast Guardsmen and their dependents are protected by a 36% MAPR cap, no prepayment penalties, and full loan disclosure requirements. You’ll never be surprised by hidden fees or fine print.
How does repayment work for Coast Guard members?
Repayment can be set up through direct deposit or military allotment tied to your Coast Guard pay schedule. This makes staying current simple and automatic — no manual transfers, no missed payments. Our team will walk you through setup at the time of your loan.
What do Coast Guardsmen typically use Omni loans for?
Coast Guardsmen use Omni loans for everything from vehicle repairs and emergency travel to PCS moving costs, family expenses, and bridging gaps between pay periods. Whatever the need, there are no restrictions on use and no judgment — just fast, honest financial support.