Navy Loan Solutions

Navy Loans

$500 - $10,0001

Fast Decision

Same-Day Funding 2

Excellent Service

MLA Compliant

THE (ALMOST) 5 STAR MILITARY LENDER

Rated 5 Star by Those Who Serve. Real Stories. Real Service Members.

★★★★★
★★★★★
Ian Mullins
13 hours ago
Jake and gabi made my process smooth and painless recommend them for all the work
Drew Edwards
14 hours ago
Darren was extremely helpful. And professional...top notch!
Jayden Ozuna
14 hours ago
Teairy was a phenomenal help. Walk me through the process from start to finish with great advice and great care.
Aidan Pfotzer
14 hours ago
Mrs Barlow was amazing, she definitely deserves a raise. Helped me with all the questions I had, I got confused and she was able to help me with ease. Thank you!
Selly Herbestdays
14 hours ago
Quick and easy process! Thank you for being a beautiful/helpful bunch of ladies. Best office ever. So helpful! The lady that helped us was amazing. Her name was LA. ❤️
Eric
14 hours ago
Taja helped me so much! i appreciate everyone here who assisted but Taja is that girl!
Miyamoto
15 hours ago
Helpful in giving information, was quick and smooth 🙂 was easy to manage. Thanks Taja for helping!
Zion Hendry
16 hours ago
Good
cali
18 hours ago
Tajah was amazing help !
Stephen Fuller
18 hours ago
The experience was awesome and LA was very clear and helpful with her guidance in making my loan possible. She was very professional and knowledgeable in explaining the contract and repayment options. I would and will highly recommend Omni Military Loans to my military friends.
Mackenzie Bass
19 hours ago
I love working with OMNI they’re always so fast when I apply and come in person ! The people that work here are also great !
Bro. Larry Hall
21 hours ago
Ty was Very Nice and A refreshing breath of fresh air! PROFESSIONAL!!
Nikia Smith
1 day ago
I would like to take a moment to recognize Lonetta for the outstanding customer service she provided throughout my loan process. She was absolutely wonderful to work with from beginning to end! Lonetta was persistent, dedicated, patient, and truly committed to making sure I received the assistance I needed. She went above and beyond to answer my questions, keep me informed, and help me navigate the process. Even when things became stressful or complicated, she remained professional, kind, and determined to find solutions. It is not often that you come across someone who genuinely cares about helping their customers, but Lonetta definitely showed that. Her communication, professionalism, and dedication made a huge difference in my experience. Thank you, Lonetta, for all of your hard work and for making me feel supported throughout the entire loan process. You are truly awesome, and your customer service deserves to be recognized! I would absolutely recommend her to anyone needing assistance with their loan.
mariah martin
2 days ago
This place definitely helps out when you need it. I used them when I needed cash for an emergency back home and the process was quick and easy.
Outstanding professionalism she was Ms. Teairy. She facilited the process and made it so easy for me get my funds. I strongly recommend anybody to her, absolutely 💯
Osman Hassan
2 days ago
⭐⭐⭐⭐⭐ Jack and Darren at Omni Financial are absolute legends! I needed a loan quickly because my next military PCS move was coming up, and these guys made the whole process so quick and easy They were professional, responsive, and actually made the process painless. No endless headaches, no unnecessary runaround just straight up great service and getting things DONE when I needed it. Jack and Darren seriously came through for me at the perfect time. If you’re in the military and need loan during a PCS, I highly recommend these guys. They made one less thing I had to stress about during an already crazy move. 10/10 service. If I could give them 6 stars, I would! ⭐⭐⭐⭐⭐⭐
Ty is Great at what she does
Jose Jaimes
2 days ago
Very good service Teairy was very helpfull
The_latin_jeque
2 days ago
Quick and easy, patient with me and attentive. Great job. -Taja
David Brown
2 days ago
Ada Robinson definitely knew what she was doing and assisted me as best she could, I was in and out in under an hour! Definitely recommend
M F
2 days ago
Very thorough and professional. Thank you !
Nico Skipper
2 days ago
Darren made everything quick and easy! Very professional and very helpful. I would recommend this business to all my fellow service members!
ricardo cintron
2 days ago
Outstanding customer service
Steve Snyder
2 days ago
Darren made the loan process super easy! I love going to Omni financial because they always say “Yes”! Highly recommended for all the military folks.
rgiovanni
2 days ago
Lonetta treated us very well and made things simple and easy!

We offer battle-tested low rates swift approvals, exclusive perks for sailors, and watertight security superior to generic lenders.

Your service protects our nation. Our service protects your finances.
No predatory practices, no hidden fees—just honest lending for honest heroes.

WE ARE YOU

Founded by veterans, led by veterans. Proudly serving the military community for 50+ years as a top military employer.

“Taking care of the emergency financial needs of Sailors in a quick and caring way is the fundamental mission of Omni. We’ve been doing that with understanding and professionalism for the past 25 years here in Norfolk. We know who you are, and we know how to help you in the best way possible.”

– Dan Doyle, US Navy

LOCATE YOUR NEAREST OMNI BRANCH

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Apply now to see how much you can qualify for.

I’ve used Omni several times & always had a great experience. Really helped me out in a pinch. Very professional and pleasant, fast and efficient!

-Logan M.

Hit a bind in our PCS and Omni Financial was able to get us approved within a few hrs with our less than perfect credit. Very relieved and thankful for everything. Highly recommend.

-Sonia

NAVY LOANS FAQS

Who is eligible for a Navy loan through Omni?

Omni Navy loans are available to active duty and career-retired U.S. Navy service members who are 18 years or older and meet standard underwriting criteria. Loan amounts, rates, and terms may vary based on your state of residence.

Navy loans range from $500 to $10,000. The exact amount you qualify for depends on your individual financial profile and state of residence. Apply online to see how much you can qualify for.

Omni provides fast decisions on loan applications. Once approved, over half of loans are funded same-day via the Omni Debit Card or Zelle. Your branch team is available to help expedite the process.

Once approved, you can choose to receive funds instantly via your Omni Debit Card or Zelle. Over half of approved loans were funded same-day from January through October 2024. You must apply and be approved before selecting the Omni Debit Card as your funding method.

Omni evaluates each application individually and has served the military community for 50+ years, including service members in a variety of financial situations. Applying does not guarantee approval, but we encourage you to apply and see what you qualify for.

Yes. Omni is fully MLA compliant, meaning your loan terms are governed by protections specifically designed for active duty service members and their dependents, including a cap on the Military Annual Percentage Rate (MAPR).

No. Omni does not engage in predatory practices or charge hidden fees. The terms of your loan will be clearly disclosed before you sign, in accordance with federal lending regulations.

Navy loans from Omni can be used for a wide range of personal needs — emergency expenses, car repairs, PCS move costs, medical bills, debt consolidation, or any other financial need that arises during your service.

Omni has branches near many naval installations, with locations in Tennessee including Nashville, Memphis, Knoxville, Franklin, and Jackson. Visit the Find a Branch page on omnimilitaryloans.com for a full list of locations near your installation.

After your loan is approved, your branch representative will walk you through the direct deposit setup process. You’ll provide your routing and account numbers to your payroll office or DFAS to ensure automatic, on-time payments.

No. Omni Financial is a state-licensed lender and financial technology company, not a bank, and is not endorsed by the U.S. Government or any federal office or agency. Omni Financial of Nevada, Inc. DBA Omni Financial. GA & WA: NMLS #1657851.

Apply online at omnimilitaryloans.com or visit your nearest Omni branch. The application process is fast, and you can find out how much you qualify for in minutes.