Yes, please call us and we will be happy to take your application over the phone.

Omni Financial offers debt consolidation loans. Just inform your Credit Specialist that you wish to consolidate some bills and the Credit Specialist will determine the best way to accomplish this goal when processing your application.

For active duty military personnel, Omni Financial requires an End of Month LES in order to begin processing your loan application.

Omni Financial will send you a message to your Message Center once your LES, RAS or like income document has been received by us. This starts the loan application process. You will then start receiving messages regarding the status of your loan application from your assigned Credit Specialist shortly thereafter at your Message Center. Log on to the secure Message Center.

Omni Financial accepts loan applications from U.S. Active Duty Army, Air Force, Marines, Navy, Coast Guard, Space Force, AGR serving under Title 10 and AGR serving under Title 32 orders. We also accept applications from U.S. Retired Military and Department of Defense employees. Click here to Apply. Residency restrictions may apply.

You will receive confirmation and updates at your secure Message Center. Response times may vary.

You have several options: For security reasons, we ask that you do not email us your documents.

1. Text it to us by responding to a text message from Omni Financial.
2. Upload it to us from your mobile device or computer by signing in to your customer account and clicking the “Click Here to Upload LES” link from your home page.
3. Fax it to us: +1(914) 365-6070 or +1(800) 666-4904.

The fastest way to receive your loan funds will be to elect the Omni Financial Debit Card by visiting one of our local branches. Another option is a direct deposit, which gets you your loan funds fast.

Omni Financial strives to make a loan decision by the close of business following the completion of your application. Please be sure to provide accurate phone numbers on the application so we can contact you easily regarding your loan application.

Omni Financial makes personal loans from $500 to $10,000. All loans are subject to our credit guidelines and certain restrictions apply. Each service member’s facts and circumstances differ, so rather than making a general limitation, we consider each application individually. Click here to read more on how much you can borrow.

Omni Financial is an installment loan company specializing in military lending. We accept loan applications from service members who are active duty, retired military and Department of Defense employees. Our loans for the military are available for all branches of the U.S. Armed Forces.

We will explore all possibilities in processing your loan application. Please make sure we are aware of any additional income or other information that will help in processing your loan application.

An application may have previously been submitted and is still open in the system. It could also be that you are reapplying too soon after a previous loan approval or denial. Please call us at: +1 877 OMNI USA or +1 914 297 6107 or send a message through your Message Center and we will look into it.

Yes, you can apply. Omni Financial considers each loan application individually and very carefully. As a pioneer in military lending and one of the nation’s leading military loan companies, we understand some of the problems that service members can experience with credit. If there is something on your credit which appears problematic, we will contact you and discuss it. While other companies may not offer loans to customers with bad credit, with Omni Financial there is hope!

Once approved, Omni Financial can direct deposit your loan proceeds into virtually any stateside bank and into most U.S. based banking institutions overseas.

The Message Center is a secure area of the Omni Financial website where you can communicate with your Credit Specialist. You will send and retrieve messages to or from your Credit Specialist by logging into your account and using the secure Message Center. Omni Financial does not use regular email to transmit confidential information because regular email is NOT secure. However, our Message Center IS fully secure. The Message Center is key in the loan application process. Log on to the Message Center to check the status of your loan application.

Please periodically check your messages at your secure Message Center. There you will receive messages regarding the progress of your military loan application from your assigned Credit Specialist. Click here to log on now.

Upon receipt of your military loan application and current End of the Month LES, RAS or like income document, you will be assigned a Credit Specialist who will work with you during the application process. Check your Message Center to find your Credit Specialist. Click here to log on now.

Loan documents are available online by signing on to your secure Message Center. Additionally, you can obtain copies of your loan documents or a statement of account by giving us a call at: +1 877 OMNI USA or +1 914 297 6107 or send a message through the Message Center.

Pease call us at: +1 877 OMNI USA or +1 914 297 6107 or send a message through the Message Center and we will be happy to provide your balance.

Omni Financial takes great pride in providing professional, personalized lending services to our customers. We want to ensure that you are 100% satisfied with your loan and our services. If you are not totally satisfied for any reason with your loan or our service, you can cancel the loan. Simply return the proceeds of your loan within 15 days (30 days for certain North Carolina loans) of the date of the loan, and we will cancel your loan immediately.

If your account becomes overpaid, we will promptly refund your overpayment. Just send a message through your Message Center or give us a call at: +1 877 OMNI USA or +1 914 297 6107. We can direct deposit your refund into your stateside checking or savings account for $7 or we can mail your refund to you by U.S. mail for free. The choice is yours.

For instructions on how to restart your allotment, please login to your homepage, click on “Upload a Document” and follow the instructions on how to start an allotment. OR If you would like us to walk you through the process, just give us a call: Easy –> +1 877 OMNI USA or +1 914 297 6107.
Easier — > Click  and we’ll call you.

For instructions on how to stop your allotment, we can walk you through the process, just give us a call: Easy –> +1 877 OMNI USA or +1 914 297 6107
Easier — > Click  and we’ll call you.

Please call us at: +1 877 OMNI USA or +1 914 297 6107 or send a message through the Message Center and we will be happy to quote the payoff for the exact date requested.

Your last regularly scheduled payment due date can be obtained by reviewing your loan documents. You can also call us and we will be happy to provide you with that information.

When sending payments to us by mail, please send to:
Omni Financial
P.O. Box 1811
New Rochelle, NY 10802-1811
Note: please make sure to put your account number on your payment. For other payment options just give us a call at: +1 (877) 666-4872

You can repay your loan online, by check, money order, draft (ACH) or by military allotment.
Payments can be mailed to:
Omni Financial
PO Box 1811
New Rochelle, NY 10802-1811

Payments can also be made in person at any of our walk-in branches during their normal business hours. To see a list of branches, their addresses and hours of operation please click here.

• If you intend to use the proceeds of your loan to purchase a motor vehicle, furniture, electronics or other tangible movable items, you should NOT elect the repayment method of allotment.

If your military loan becomes overpaid, we will promptly refund any overpayment that has been received by us. Just send a message through your Message Center or give us a call at: +1 877 OMNI USA or +1 914 297 6107. We can expedite your refund by sending it to you by direct deposit at your preference, or we can mail your refund to you by U.S. mail.

You can make additional payments on your loan at any time. To make payments by check or money order please mail the payment to:
Omni Financial
P.O. Box 1811
New Rochelle, NY 10802-1811

NOTE: Please make sure to put your account number on your payment. For other payment options just give us call at: +1 (877) 666-4872

Omni Financial
P.O. Box 81844
Las Vegas, NV 89146

To contact customer support please click here.

• You have several options: For security reasons, we ask that you do not email us your documents.
  1. Text it to us by responding to a text message from Omni Financial.
  2. Upload it to us from your mobile device or computer by signing in to your customer account and clicking the “Click Here to Upload LES” link from your home page.
  3. Fax it to us: +1(702) 531-6845 or +1(800) 666-4904
• If you do not have a fax machine available to use, the best and safest way to get us your LES, RAS or like income document is by uploading it to us from your mobile device or computer by first signing in to your homepage . Once logged in, please click “Upload a Document” available on the menu bar. Once you arrive on the upload a document page, click on browse to choose the document to upload, click LES/RAS/Member Information Page, and click upload.
• Help on acquiring your LES is available by following the link. For security reasons, we ask that you do not email us your LES.

• To retrieve your password click here or log on here and click on the “forgot your password” button. Please keep in mind that your password is case sensitive. If you still can not retrieve your password please call us at: +1 877 OMNI USA or +1 914 297 6107 or send a message to the Message Center and we will be happy to assist you.

• Please check with your military administrative personnel to help you convert your DSN number to an international phone number.

No. Unlike some, Omni Financial does not charge any up-front loan application fees in order to submit a military loan application.

Our military loan rates will vary depending on several factors such as state law, the amount and length of the loan, current financial obligations and your past credit history. We make loans with interest rates that range from low single digit amounts to a maximum of 35.95%. Applicants with excellent credit may receive a very competitive rate while those who have had some credit problems will find their rate may be higher. In any case, Omni Financial will work to get your loan approved as fast as possible and offer a competitive rate as compared to other military loan lenders, payday loans and pawn lending.

Yes, your loan with Omni will be covered under the MLA whether you are a covered member or not. Unlike many other financial institutions, Omni Financial has elected to treat all of its customers (effective 03/05/2020)  the same as covered members and extends the benefits afforded by the Military Lending Act to everyone. Omni does not verify military status, therefore each customer is expected to know his or her personal status under Federal law. For information on the MLA see https://www.consumerfinance.gov/ask-cfpb/what-are-my-rights-under-the-military-lending-act-en-1783/