Rates Starting at 19.99% APR1. Same Day Funding2 $500 to $10,0003.

For over 50 years our mission has been simple: To provide U.S. Active Duty, Career Retired4 Military Personnel or Department of Defense Employees with financial assistance during a time of need.

As a service member, you receive fast access to funds from Omni Financial®. Borrow any amount from $500 – $10,000 with monthly payment terms from 6 to 36 months5. Enjoy convenient, financial assistance, personal service and peace of mind from doing business with a respected military lending leader that is also Military Lending Act compliant.

Applications are accepted online 24/7/365

Requirements:

  • Must currently be Active Duty, Career Retired Military Personnel, Active Reserve Guard or a Department of Defense Employee to qualify for a loan. Sorry, civilians and family members may not apply.
  • Required Documents: LES form / paystubs and additional supporting documents.

Telephone:
Germany Phone Toll Free: 0800 YES LOAN (0800 937 5626)
Italy/Belgium Phone Toll Free: 00800 YES LOANS (00800 937 56267)
Japan Toll Free: 012 099 8513
Korea Toll Free: 003 0813 2055
All Others Europe +1-702-437-6057
+1 800-798-6664

Telephone Hours:
Mon – Sat: 5 a.m. – 11 p.m. PT

Fax:
Germany Fax Toll Free: 0800 FAX LOAN (0800 329 5626)
Italy/Belgium Fax Toll Free: 00800 FAX LOANS (00800 329 56267)
+ 1 914-365-6070

We appreciate all that you do and understand that even while you are abroad you may need funds to help take care of essential expenses in your life.  No matter how far from home you may be, we are here for you.

Access Your Money Right Away

Direct Deposit
 Need the money in your bank account? We’ll direct deposit it into your stateside checking or savings bank account. Once credited, the funds will be available for immediate withdrawal – and you’ll pay NO CHECK CASHING FEES!

 

1APR = annual percentage rate. APR as low as 19.99% is available to well-qualified borrowers with a FICO score of 675 or higher. Not all applicants with a 675 FICO score or higher will qualify for the lowest rate. Your actual rate will be determined based on several factors and will depend on the term you select, evaluation of your creditworthiness, income, and a variety of other factors. Other restrictions may apply. 2 Same-day funding is not guaranteed. Nearly half of the approved loans (49%) were funded the same day via the Omni Debit Card from January 2025 through May 2025. 3 Must be 18 years or older to apply and meet standard underwriting criteria. Loan amount, rates, and terms may vary based on your state of residence. Not all consumers will qualify for a $10,000 loan. 4 “Career Retired” are former military personnel who have completed 20 or more years of service in good standing, having met all necessary requirements for honorable separation or retirement from the armed forces. 5 Payments Example: A $5,000 loan with a 36-month term and an APR of 19.99% will have a monthly payment of $185.79. Total payment amount over the life of the loan will be $6,688.53. This example is an estimate only and assumes all payments are made on time. Loans are subject to credit approval. Terms and conditions apply. Late fees or other fees may apply. There are no prepayment penalties. The APR is effective as of October 03, 2024.