Rates Starting at 19.99% APR1. Same Day Funding2 $500 to $10,0003.

For over 50 years our mission has been simple: To provide U.S. Active Duty, Career Retired4 Military Personnel or Department of Defense Employees with financial assistance during a time of need.

As a service member, you receive fast access to funds from Omni Financial®. Borrow any amount from $500 – $10,000 with monthly payment terms from 6 to 36 months5. Enjoy convenient, financial assistance, personal service and peace of mind from doing business with a respected military lending leader that is also Military Lending Act compliant.

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Why Choose Omni Financial?

    • We’ve been providing Financial Assistance for over 50 years
    • Simple loan application process
    • 3 Ways to Apply: Online, by phone or at an Omni office location
    • Access to funds within hours
    • Competitive interest rate offerings
    • Personalized services
    • No hidden personal loan fees
    • Friendly and knowledgeable Customer Care Specialists
    • Military Lending Act Compliant

      Access Your Money, Your Way

      • Direct Deposit: Your funds go straight to your stateside checking or savings bank account. Once credited, they’re available for immediate use – without the hassle of check cashing fees!
      • In-Office Pickup: Visit a nearby branch and pick up an Omni Financial Omni® Prepaid Debit Card6 that can be used at thousands of participating ATM7 machines with no activation fees!

      Requirements:

      • Must currently be Active Duty, Career Retired Military Personnel, Active Reserve Guard or a Department of Defense Employee to qualify for a loan. Sorry, civilians and family members may not apply.
      • Required Documents: LES form / paystubs and additional supporting documents.

       

      Apply for a Loan Now

       

      1APR = annual percentage rate. APR as low as 19.99% is available to well-qualified borrowers with a FICO score of 675 or higher. Not all applicants with a 675 FICO score or higher will qualify for the lowest rate. Your actual rate will be determined based on several factors and will depend on the term you select, evaluation of your creditworthiness, income, and a variety of other factors. Other restrictions may apply. 2 Over half of the approved loans were funded same day via Omni Debit Card or Zelle from January through December 2024. 3 Must be 18 years or older to apply and meet standard underwriting criteria. Loan amount, rates, and terms may vary based on your state of residence. Not all consumers will qualify for a $10,000 loan. 4 “Career Retired” are former military personnel who have completed 20 or more years of service in good standing, having met all necessary requirements for honorable separation or retirement from the armed forces. 5 Payments Example: A $5,000 loan with a 36-month term and an APR of 19.99% will have a monthly payment of $185.79. Total payment amount over the life of the loan will be $6,688.53. This example is an estimate only and assumes all payments are made on time. Loans are subject to credit approval. Terms and conditions apply. Late fees or other fees may apply. There are no prepayment penalties. The APR is effective as of October 03, 2024. 6 Omni Financial of Nevada, Inc.® DBA Omni Financial is a state licensed lender and financial technology company, not a bank. NMLS #1657851. VA: Licensed by the Virginia State Corporation Commission: CFI-176. CA: Finance Lender License. NM. Banking services are provided by Axiom Bank N.A., Member FDIC. The Omni Financial® Debit Card is issued by Axiom Bank N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit card is accepted. CashRepublic Financial, LLC is the debit card program manager. 7 When available, you may only withdraw up to $600 from an ATM in a single day and up to $10,000 per teller transaction in a single day, unless otherwise indicated. See Cardholder Agreement for additional details and other limits that apply.