Rev. 07/2023
FACTS | WHAT DOES OMNI FINANCIAL OF NEVADA, INC. DO WITH YOUR PERSONAL INFORMATION? |
Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and incomeAccount balances and payment historyEmployment information and credit history |
How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Omni Financial of Nevada, Inc. chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information | Does Omni Financial of Nevada, Inc. share? | Can you limit this sharing? | |
For our everyday business purposes— such as to process loan and debit card transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No | |
For our marketing purposes— to offer our products and services to you | Yes | No | |
For joint marketing with other financial companies | Yes | No | |
For our affiliates’ everyday business purposes— information about your transactions, balances, and experiences | Yes | No | |
For our affiliates’ everyday business purposes— information about your creditworthiness | Yes | Yes | |
For our affiliates to market to you | Yes | Yes | |
For nonaffiliates to market to you | No | We don’t share | |
To limit our sharing | Mail the form below Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. | ||
Questions? | Call toll free 1-877-666-4872 | ||
Mail-In Form | |
Mark any/all you want to limit: Do not share information about my creditworthiness with your affiliates for their everyday business purposes.Do not allow your affiliates to use my personal information to market to me. | |
Name | |
Address | |
City, State, Zip | |
Account # |
Mail To: Omni Financial of Nevada, Inc.
ATTN: Compliance Department
P.O. Box 81844
Las Vegas, NV 89180-1844
Who we are | |
Who is providing this notice? | Omni Financial of Nevada, Inc. |
What we do | |
How does Omni Financial of Nevada, Inc. protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
How does Omni Financial of Nevada, Inc. collect my personal information? | We collect your personal information, for example, when you give us your contact information or apply for a loangive us your wage statements or pay your billsshow us your government-issued ID We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
Why can’t I limit all sharing? | Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes—information about your creditworthinessaffiliates from using your information to market to yousharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
What happens when I limit sharing for an account I hold jointly with someone else? | Your choices will apply to everyone on your account. |
Definitions | |
Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. Omni Financial of Nevada, Inc. is a subsidiary of CashRepublic Holdings, Inc. |
Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. Omni Financial of Nevada, Inc. does not share with non- affiliates. |
Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Omni Financial of Nevada, Inc. does not jointly market with nonaffiliated financial companies. |
Other important information | |
For Texas Consumers Only: Omni Financial of Nevada, Inc. is licensed and examined under the laws of the State of Texas and by state law and is subject to regulatory oversight by the Office of Consumer Credit Commissioner. Any consumer wishing to file a complaint against Omni Financial of Nevada, Inc. should contact the Office of Consumer Credit Commissioner through one of the means indicated below: In Person or U.S. Mail: 2601 North Lamar Boulevard, Austin, Texas 78705-4207. Telephone No.: (800) 538-1579. Fax No.: (512) 936-7610. E-mail: consumer.complaints@occc.texas.gov. Website: www.occc.texas.gov. |